![]() Most commonly, these schemes involve temporary hire for work such as mystery shopping or evaluating a product. The scammer will further request the victim’s bank account information and may even ask for online or mobile banking login credentials. The fraudster will often provide the victim an opportunity to earn money quickly by depositing a check to their account. Fake check scams typically involve a scammer contacting their victim through email or social media posting as a potential employer, lender, or interested buyer on a marketplace site. However, like every aspect of your money and banking habits, you should be aware of ways that scammers may try to use mobile deposits for illegal personal gain. If you have never used your banking provider’s smartphone app to deposit a check previously, it is a safe, quick, and convenient way to make your life simpler. Mobile deposits are remarkably simple to make and are used by millions of American consumers on a daily basis. This can also make it a prime opportunity for fraudsters to commit a range of check scams. Mobile Deposits, as the name says, often involves a mobile device (such as a smartphone or tablet) with a camera and a compatible mobile application. No more waiting in long lines on your lunch break! Including the ability to deposit checks 24/7, no charge to utilize the feature, and you can rest assured that your information is secure when depositing. There are numerous benefits to using mobile deposits. Simply open the HFS App on your smartphone or tablet and follow the on-screen prompts. Mobile Deposits allow you to quickly and securely deposit your funds directly into your savings or checking account, all without ever having to step foot into a branch. All HFS accounts, except Business Accounts, are eligible to use Mobile Deposit as long as they are enrolled in Online Banking and have downloaded the Mobile App. It is a feature on most mobile banking apps that allows you to take a picture of your check and upload with just a few clicks, no matter where you are. Plus, we give each of our customers our personal numbers so you can call us with problems anytime (yes, even when the office is closed).įor more information on our mobile banking features or why your mobile check deposit is not working, visit our Overland Park bank or give us a call at 91 to let us know how we can help.Mobile Deposits are paper checks deposited by their recipient using a camera or scanner without the need to visit a physical credit union or bank branch location. Our app includes mobile deposit, touch ID, facial recognition for quick login, an “instant balance” feature, and the ability to customize your card’s security settings. Since 2001, Cornerstone Bank has put our customers first, and that means giving them the best mobile banking has to offer. Mobile Check Deposit Not Working? Cornerstone Bank can help. That way they can actively work to get the app back in shape for you to deposit your check. ![]() If you think the app may be down, contact your bank right away to see if other customers are having the same issue. Reason #5: Your banking app isn’t working. In that case, try switching over to Wi-Fi. Sometimes your data connection may not be strong enough for a successful deposit. If your mobile check deposit is not working, check your connection. Reason #4: You don’t have a good connection. So instead of $200 being available right away, you may have to wait a couple of business days for the money to appear in your account. Mobile apps don’t have to follow the same deposit regulation as an ATM or when you go physically to the office. Reason #3: You’re not waiting long enough. ![]() The best way to solve this issue is to simply call your bank to increase your limit. So if a check is higher than that limit, it won’t go through. Some banks allow you to set a limit on how much you can deposit on your bank account. That way you don’t have to go back and start the process over again. Before you take a picture, make sure you’re always endorsing your check. The most common reason why your mobile check deposit is not working is because you forgot to sign the back of your check. To learn more, keep reading so that next time, your deposit goes through without a hitch. Our bankers at Cornerstone Bank have found that there’s usually a few reasons why your check isn’t going through your banking app. In 2021, most banking apps allow you to deposit a check with a click of a button, but sometimes you may stumble across your mobile check deposit not working. From simple automated calls to SMS alerts to the mobile apps we have today, mobile banking has truly come a long way.
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